Early repayment calculator
Estimate your commercial asset finance payout
Calculate an early payout during the course of a commercial asset finance loan.
Estimate your early payout
Enter your original commercial asset finance details, including any balloon, to estimate the balance and potential payout at your selected payout date.
- Estimate how many scheduled payments have been made
- Estimate the upper payout range. Some lenders will be less
- Includes option to add a balloon payment
Need an exact payout?
Actual payout figures are issued by the lender and can vary depending on the commercial finance contract, fees, timing and lender calculation method.
Contact UsYour payout estimate
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years
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Assumes the first monthly repayment was made on this date.
Defaults to today if left blank
Estimated payout range
Payments made
Payments remaining
This calculator is designed as a guide for commercial asset finance contracts and is not intended for consumer credit contracts. It assumes monthly repayments are made in advance and estimates the implied interest rate from the amount financed, repayment and term. The lower end of the estimated payout range is the amortised principal balance plus 30% of the estimated remaining uncharged interest. The upper end is 5% above that estimate. Any balloon entered is included as a final amount payable at the end of the term. This is a general estimate, and in some cases the actual payout could be more or less. It is a guide to what payouts might be during the course of the loan. Actual lender calculations may also include fees, charges, different early termination formulas, timing adjustments and rounding conventions.