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What will your loan repayments be?

Estimate your monthly repayment and the total interest payable over the life of your loan.

Estimate the cost of your loan

Enter the loan amount, annual interest rate and loan term to estimate the regular monthly repayment required to fully repay the loan.

  • See your estimated monthly repayment
  • See the estimated total interest paid over the loan term
  • Watch the loan balance reduce over time using a full amortisation calculation

Want to look at the bigger picture?

Loan repayments are only one part of choosing the right finance. We can also look at your loan structure, rate, offset and refinancing options.

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Your loan

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years
Monthly repayment
Total interest paid

Estimated loan balance over time

The chart applies monthly interest first, followed by the repayment at the end of each month. Hover over the chart, or tap it on a touch device, to see the estimated balance at any point in time.

An amortisation chart showing the estimated outstanding loan balance falling from the original loan amount to zero over the selected loan term.
This calculator provides an estimate only and is not credit advice. It assumes a constant interest rate, monthly compounding and repayments made at the end of each month (monthly in arrears). Fees, rate changes, redraws, offsets and other loan features are not included. The final repayment may differ slightly due to lender rounding conventions.